Workers Compensation

25
JUL
2011
Construction accident

Workers’ Compensation Posting Requirements for New Jersey Employers

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New Jersey workers’ compensation is a “no fault” insurance program that provides medical treatment, wage replacement and permanent disability compensation to employees who face illnesses or injuries that are job related. New Jersey law requires every employer, whether a sole...
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22
JUL
2011
Construction accident

Overview of Workers’ Compensation Fraud in New Jersey

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In 1998 New Jersey passed a bill which for the first time defines and establishes penalties for Workers’ Compensation fraud (N.J.S.A. 34:15-57.4). The provisions of the bill make it a criminal act to “willfully and knowingly” misrepresent facts in order to receive compensation or...
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20
JUL
2011
Construction accident

New Jersey Workers’ Compensation Fraud Penalties

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Workers’ compensation fraud is committed when an individual or organization willfully falsifies information in order to receive or deny benefits. New Jersey codified penalties for workers’ compensation fraud in 1998. Under this law such fraud is a criminal act, subject to civil...
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18
JUL
2011
Construction accident

Is It Possible for New Jersey Employers to Self-Insure for Workers’ Compensation?

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The short answer is yes; however, the decision is made by the Department of Banking & Insurance.  Approval depends on an employer’s ability to show that it has enough assets to cover all possible claims for work-related injuries.  If the commissioner of insurance is...
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15
JUL
2011
Construction accident

Important Dates in Your New Jersey Workers’ Compensation Claim

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How many days of work do I need to miss before I’m eligible to receive workers’ compensation? To receive temporary disability benefits, you must be unable to work for seven days. These days do not need to be consecutive, and weekends and holidays count toward the...
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13
JUL
2011
Construction accident

Workers’ Comp for Desk Job Workers

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Contrary to popular belief, workers compensation extends beyond victims of industrial accidents in factories.  Workers’ compensation insurance providers cover injuries that results from any work done for the employer, even if the employee was working from home. A very dramatic...
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11
JUL
2011
Construction accident

Worker Sues Employer’s Partners for Workers’ Comp

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Key to making a successful workers’ compensation claim is knowing exactly which parties are liable for your workplace injury. In some cases it is obvious which parties are responsible, but in other cases you and your New Jersey workers’ comp attorney must closely analyze which...
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08
JUL
2011
Construction accident

What Kinds of Businesses Are Required to Have New Jersey Workers’ Compensation Insurance?

Although non-governmental employers in the state of New Jersey are technically allowed to opt out of workers’ compensation insurance coverage, some employers are required to have it. In this article, New Jersey workers’ compensation lawyer Dan Matrafajlo will explain what...
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06
JUL
2011
Construction accident

What Kind of Workers’ Compensation Insurance Are Employers Required to Have?

New Jersey employers are mandated by the law to get approval for workers’ compensation insurance coverage or to self-insure for their employers who are not covered by federal programs. Even if the employer is out-of-state or incorporated elsewhere, it must still abide by the New...
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04
JUL
2011
Construction accident

What Is the Definition of “Employee” for New Jersey Workers’ Compensation Purposes?

If you are a worker in New Jersey, you may be wondering whether or not you qualify as an “employee” for New Jersey workers’ compensation benefits: if you are, then your employer must provide workers’ compensation insurance coverage for you. In this article, New Jersey workers’...
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