What Kinds of Businesses Are Required to Have New Jersey Workers’ Compensation Insurance?

Although non-governmental employers in the state of New Jersey are technically allowed to opt out of workers’ compensation insurance coverage, some employers are required to have it. In this article, New Jersey workers’ compensation lawyer Dan Matrafajlo will explain what … Continue reading


What Kind of Workers’ Compensation Insurance Are Employers Required to Have?

New Jersey employers are mandated by the law to get approval for workers’ compensation insurance coverage or to self-insure for their employers who are not covered by federal programs. Even if the employer is out-of-state or incorporated elsewhere, it must … Continue reading


What Is the Definition of “Employee” for New Jersey Workers’ Compensation Purposes?

If you are a worker in New Jersey, you may be wondering whether or not you qualify as an “employee” for New Jersey workers’ compensation benefits: if you are, then your employer must provide workers’ compensation insurance coverage for you. … Continue reading


What Happens When an Employer Fails to Insure for Workers’ Compensation?

New Jersey law requires all employers in New Jersey, except for public employers and employers of domestic workers, to provide workers’ compensation benefits, either through an insurance policy or through a state-approved self-insurance plan. Failure to do so can carry … Continue reading


Temporary Disability Insurance (TDI) Benefits in New Jersey

If you’ve been injured on the job and cannot work as a result of your injury, you may wonder if it’s possible to receive temporary disability benefits in addition to the standard New Jersey workers’ compensation benefits. In this article, … Continue reading


Does New Jersey’s Workers’ Compensation Program Provide Cost of Living Increases?

Not for workers whose injury occurred after January 1, 1980. In 1980, New Jersey’s workers’ compensation law was modified to provide supplemental benefits to workers who are totally and permanently disabled from an injury prior to this date. These supplemental … Continue reading