An Introduction to New Jersey Workers’ Compensation
New Jersey workers’ compensation is a program that provides benefits to workers who are injured at their jobs. It pays for medical treatment, and can also provide compensation for temporary or permanent disabilities.
The New Jersey workers’ compensation system also provides benefits to the family of a worker who is killed on the job or who dies from injuries sustained on the job.
Almost every worker is covered by the New Jersey workers’ compensation program, regardless of the size of his or her employer. Workers who are classified as independent contractors rather than employees are not covered. Additionally, seamen, maritime workers, railroad workers, and federal employees are covered by a federal workers’ compensation program.
New Jersey is a no-fault state, meaning that you can collect benefits no matter who caused your injury. As long as you were injured while performing your job in good faith, it doesn’t matter if you were at fault. In a typical personal injury case, on the other hand, your actions would be a consideration if they were a cause of your injury.
Sometimes, however, an employer will refuse to report an accident to the workers’ compensation insurance carrier. In such a case, you can contact the insurance carrier directly or file a claim with the New Jersey Division of Labor. This process can be complicated, and you may wish to contact a New Jersey workers’ compensation lawyer for assistance.
For a free evaluation of your case, please contact Dan T. Matrafajlo at (908) 248-4404, or fill out the contact form in the top right corner of this page.