Workers Compensation

13
JUL
2011
Construction accident

Workers’ Comp for Desk Job Workers

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Contrary to popular belief, workers compensation extends beyond victims of industrial accidents in factories.  Workers’ compensation insurance providers cover injuries that results from any work done for the employer, even if the employee was working from home. A very dramatic...
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11
JUL
2011
Construction accident

Worker Sues Employer’s Partners for Workers’ Comp

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Key to making a successful workers’ compensation claim is knowing exactly which parties are liable for your workplace injury. In some cases it is obvious which parties are responsible, but in other cases you and your New Jersey workers’ comp attorney must closely analyze which...
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08
JUL
2011
Construction accident

What Kinds of Businesses Are Required to Have New Jersey Workers’ Compensation Insurance?

Although non-governmental employers in the state of New Jersey are technically allowed to opt out of workers’ compensation insurance coverage, some employers are required to have it. In this article, New Jersey workers’ compensation lawyer Dan Matrafajlo will explain what...
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06
JUL
2011
Construction accident

What Kind of Workers’ Compensation Insurance Employers Are Required to Have?

New Jersey employers are mandated by the law to get approval for workers’ compensation insurance coverage or to self-insure for their employers who are not covered by federal programs. Even if the employer is out-of-state or incorporated elsewhere, it must still abide by the New...
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04
JUL
2011
Construction accident

What Is the Definition of “Employee” for New Jersey Workers’ Compensation Purposes?

If you are a worker in New Jersey, you may be wondering whether or not you qualify as an “employee” for New Jersey workers’ compensation benefits: if you are, then your employer must provide workers’ compensation insurance coverage for you. In this article, New Jersey workers’...
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01
JUL
2011
Construction accident

What Happens When an Employer Fails to Insure for Workers’ Compensation?

New Jersey law requires all employers in New Jersey, except for public employers and employers of domestic workers, to provide workers’ compensation benefits, either through an insurance policy or through a state-approved self-insurance plan. Failure to do so can carry with it...
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29
JUN
2011
Construction accident

Temporary Disability Insurance (TDI) Benefits in New Jersey

If you’ve been injured on the job and cannot work as a result of your injury, you may wonder if it’s possible to receive temporary disability benefits in addition to the standard New Jersey workers’ compensation benefits. In this article, New Jersey workers’ compensation...
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27
JUN
2011
Construction accident

Does New Jersey’s Workers’ Compensation Program Provide Cost of Living Increases?

Not for workers whose injury occurred after January 1, 1980. In 1980, New Jersey’s workers’ compensation law was modified to provide supplemental benefits to workers who are totally and permanently disabled from an injury prior to this date. These supplemental...
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24
JUN
2011
Construction accident

Does an Employer Need to Report a New Jersey Work Injury to the State?

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In most cases, no. If your employer has New Jersey workers’ compensation insurance, he or she will report the injury to the insurer. The insurer will pass along the information to the Compensation Rating & Inspection Bureau, who will in turn send it to the New Jersey...
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22
JUN
2011
Construction accident

What If I Get Money From a Third Party for My New Jersey Work Injury?

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New Jersey’s workers’ compensation law is designed to prevent a worker from receiving payments multiple times for the same injury. For this reason, your employer or insurance carrier is allowed to receive credit for any money you recovered from a third party. This...
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