Insurance Companies May Be Watching You After an Accident
- Dan T. Matrafajlo
- Mon Oct 2015
Get the feeling that somebody’s watching you? If you were involved in an accident and filed an insurance claim, you may be right. In order to investigate personal injury actions, many insurance companies set up victim surveillance. This is particularly true if you suffered significant personal injuries or have a history of making insurance claims.
Why Insurance Companies Set Up Surveillance
It is not an inexpensive venture to order surveillance of an injured claimant. Thus, it is not something routinely ordered by a claims adjuster. Obviously, the insurance company is not going to put you on notice of their intent to watch you. Their goal is to disprove the extent of your damages or the accident circumstances.
The insurance company may attempt to document your reported disability by showing that you are able to perform lawn work or repairs on your house. It may strike you as a bit creepy. However, the insurance company is within its legal rights to investigate your claim. After all, they will ultimately assume responsibility for benefits or remuneration of damage awards.
Keep in mind that insurance companies are not just watching those injured in automobile accidents or those injured when they slipped and fell. Workers’ compensation insurance carriers also investigate the validity of work-related claims.
Tactics Used in Insurance Surveillance
If the insurance company has decided to further investigate you and your claim, they may employ a number of different strategies. Here are some commonly used tactics:
- Speaking with your neighbors or co-workers about your daily routine
- Shadowing you from a distance
- Keeping tabs on your social media posts
- Taking videos of your activities in public places
- Capturing your image using still photography
What Should You Do
Even those with legitimate injuries and complaints should be weary of the possibility that the insurance company has set up surveillance. A simple social media post could come back to haunt you. Likewise, pictures are said to tell many words, but they can also be misinterpreted. Live your life, but keep in mind that your actions can be subjects of concern. Do not discuss your case with anyone.
What if you sense someone is following you? We suggest erring on the side of caution. Just because you have initiated an insurance claim does not mean that the insurance company has set up surveillance. If you suspect someone is stalking you, call your local police department. Your safety should be your primary concern.
At the Law Offices of Beninato & Matrafajlo, we have decades of experience in dealing with insurance companies and personal injury claims. Contact us to discuss your case.