Insurance Tactics In a Slip and Fall Claim
- Dan T. Matrafajlo
- Tue Jun 2015
- Slip And Fall,
Slip, trip and fall accidents account for more than 8 million visits to the emergency room every year. If you are one of the many unfortunate victims of slip, trip and fall accidents, you may be able to take legal action to recover compensation. After you seek the necessary medical attention for your resulting injuries, you should discuss your options with a New Jersey slip and fall lawyer.
Insurance Tactics Used to Deny Your Claim
Despite what insurance adjusters tell accident victims, they do not have the injured victim’s best interests at heart. In fact, insurance adjusters are trained to take just about every measure and step possible to undermine your claim or deny it altogether. Delay in settling any type of personal injury claim, especially a slip and fall claim, is always a benefit to the insurance company and not to the victim.
Below are some common insurance company tactics that could cost you money, pain, and additional agony that you do not deserve:
– Adjuster avoids putting anything in writing. It is never a good sign when the adjuster refuses to put anything in writing. As such, it is best to insist for the adjuster handling your claim to provide you a letter that identifies himself and his company. If the adjuster denies or accepts your claim, it should also be memorialized in writing.
– Adjuster wants a recorded statement. It is best to never provide a recorded statement, whether in writing or tape-recorded, to an insurance adjuster, unless it is done so with the approval of your attorney. Any type of recorded statement can, and most likely will, be used against you during negotiation or even at trial.
– Adjuster refuses to put settlement offers in writing. The refusal to put offers in writing should be a red flag for you and your attorney. You should always request the adjuster to put any offers in writing. Moreover, verbal offers can be, and most often are, “forgotten” by insurance adjusters.
– Adjuster dodges you and your attorney. If an adjuster dodges or avoids your phone calls or any calls from your attorney, it may be a sign that he or she is tactfully delaying the processing or settling of your claim. This is a common tactic that adjusters use to force injured victims to settle their claims for significantly less than the full value they are entitled to.
If you were seriously injured in a slip and fall accident that was caused by another party, it may be in your best interest to hire an experienced attorney to deal with the insurance company to help settle your claim for the full value that it is worth.
For more information or to schedule a complimentary consultation with a New Jersey slip and fall attorney accident lawyer, please call the Law Offices of Dan T. Matrafajlo at (908) 248-4404.