Special Factors That Claims Adjusters Consider in Your Woodbridge Car Accident Case
- Dan T. Matrafajlo
- Wed Feb 2012
- Car Accidents,Personal Injury,
If you have been a victim in a car accident, you may be wondering how the insurance company will evaluate what happened to determine how much to pay out. Insurers want to make sure they only pay out valid claims and not fraudulent ones, so they look at several factors to try to ensure that each claim is valid. A Woodbridge car accident attorney may be able to answer your questions about this.
One such factor is the amount of time that passed between the accident and when you reported your injury. This may seem irrelevant to you, but it may be highly relevant to a jury. If a long time has passed, insurers will be skeptical about whether the accident really was responsible for your visit to the emergency room three days later or if there was something else that caused your injury.
Another factor considered by insurers is the medical records of the first caregiver you saw after the accident, particularly what is listed under the medical history. If no accident is mentioned in the history, or if your injury is attributed to a pre-existing condition, expect your Woodbridge car accident attorney to receive some questions from the insurer.
Additionally, insurers are on the lookout for “professional claimants” who have very long histories of filing insurance claims. If the insurer suspects this, they may arrange some surveillance or turn the case over to an anti-fraud unit. The best way to guard against this is to establish that prior injuries were to different parts of your body.
If you have more questions about how to deal with your insurance company, contact a Woodbridge car accident attorney. New Jersey injury attorney Dan T. Matrafajlo represents car accident victims in the Woodbridge area. Call (908) 248-4404 for a free initial consultation.