Temporary Disability Insurance (TDI) Benefits in New Jersey
If you’ve been injured on the job and cannot work as a result of your injury, you may wonder if it’s possible to receive temporary disability benefits in addition to the standard New Jersey workers’ compensation benefits. In this article, New Jersey workers’ compensation lawyer Dan Matrafajlo will explain the program and how it can link in with New Jersey workers’ compensation.
New Jersey Temporary Disability Benefits Law provides for Temporary Disability Insurance (TDI) in order to protect workers from wage loss because on a non-occupational injury, illness, or other disability. This means that you cannot get compensation for any work-related illnesses or injuries under TDI. Because of the “temporary” nature of these benefits, you can receive TDI benefits for up to 26 weeks for each disability period. The weekly payment has a direct correlation with your average weekly wage: you can get benefits up to two-thirds of your average weekly wage, up to a maximum of $559, starting from January 1, 2011. Keep in mind that this maximum weekly benefit amount is subject to change on the first January 1 of every year.
There is a way of receiving TDI benefits in the workers’ compensation context. If you filed for workers’ compensation benefits for your work-related injuries but your claim is contested by the workers’ compensation insurance company, you might qualify for temporary disability benefits through TDI while your workers’ compensation claim is awaiting final resolution. If you do so, the Disability Insurance Service will file a lien so that it can protect its rights to subrogate any subsequent workers’ compensation award.
If you’ve been injured on the job and can’t do any work because of your injury, contact experienced New Jersey workers’ compensation lawyer Dan T. Matrafajlo by filling out the form on this page. The initial consultation is strictly confidential and completely free of charge.