Calculating Future Medical Expenses After a Pool Accident in New Jersey

Swimming remains one of the most popular forms of exercise in the United States. But many people are also seriously injured or die every year in swimming pool accidents. According to the Centers for Disease Control, “Over 4,500 people drowned each year in the United States from 2020–2022. This is about 500 more drowning deaths each year compared to 2019.” There are also around 8,000 non-fatal drownings. These incidents can leave survivors with very serious injuries. Calculating medical expenses is a crucial part of being fairly compensated for any injury. This guide will help you calculate all of the future medical expenses you may incur after a swimming pool accident.

The Importance of Understanding Future Medical Expenses

Future medical expenses are comprised of all of the anticipated medical costs that a person will need to treat an injury. These calculations will ultimately help determine the amount of compensation that you may receive for your personal injury claims. The physical trauma from swimming pool accidents and near-drownings can be very high. Costs to treat these injuries are often substantial and may include:

• Money for rehabilitation and physical therapy.
• Money for ongoing medical treatments and surgeries.
• Money for prescriptions and other medications.
• Money for medical devices such as crutches and wheelchairs.
• Money for long-term nursing care.

Many of the injuries associated with swimming pool accidents are not always obvious. This is particularly true with respect to anoxic brain injuries that may result from near drownings. In many cases, the impact of the injury on a person’s health may take months or even years to fully understand. A personal injury attorney always works to understand all of the future medical expenses that their client is likely to incur.

Steps In Calculating Future Medical Expenses For A Lawsuit

There are several steps that will usually be taken in order to calculate a person’s future medical expenses in the event of a lawsuit.

• Comprehensive Medical Evaluation: Accident victims should undergo a thorough medical evaluation after any accident. They should also work closely with medical professionals to track how their injuries heal over time.
• Expert Testimony: Gathering expert testimony is an important part of determining future medical costs. This will include doctors, therapists, and specialists. They can help provide testimony about the anticipated costs of ongoing care.
• Life Care Planning: Many accident victims will need to consult life care planners. These people help determine the medical and non-medical needs of a victim.
• Economic Analysis: An economist can help project the financial impact that a severe injury can have on a person’s life. Factors to take into consideration include inflation, healthcare costs, and a person’s life expectancy.

Determining future medical expenses requires a multifaceted analysis from many different disciplines. 

Legal Assistance for Calculating Future Medical Expenses for a Pool Accident

Navigating the financial and legal challenges of a swimming pool accident can be overwhelming for most people. A personal injury attorney can take a number of steps to help simplify this process.

• A personal injury attorney can gather medical evidence to help support your claim.
• A personal injury attorney can hire expert witnesses so that you can have the strongest case possible.
• A personal injury attorney negotiates with insurance companies so that you are fairly compensated.
• A personal injury attorney can take your claim to court if insurance providers are not willing to offer a fair settlement.

There are no costs associated with having a personal injury attorney calculate your future medical expenses and take on your case. They only get paid by the opposing party if they are able to successfully resolve your claim.

Getting Legal Help After a Swimming Pool Accident

By understanding the complexities of calculating future medical expenses, accident victims are less likely to be taken advantage of. Insurance companies will often offer quick and low settlement amounts in the hopes of preventing costly payouts. But these lowball offers virtually never take into consideration all of the ways that a person’s injury can impact their life or even worsen over time.

If you or someone that you love has been injured in a New Jersey swimming pool accident, you may have legal recourse. Our team of swimming pool accident attorneys at Beninato & Matrafajlo are here to help you. We care deeply that accident victims get all of the medical and financial support that they need in order to recover. Whether you just have legal questions or need any type of support, we are here for you. You can reach out to us anytime at 908-355-7100