Why you need a truck accident lawyer in New Jersey

If you’ve been involved in an automobile accident with a truck the limitation on lawsuit provisions in New Jersey Law (N.J.S.A. 39:6A-8) may not apply. For our purposes, a truck is defined as any commercial automobile, including but not limited to: tractor trailer, contractor van/pick-up, company vehicle, etc.

The basic automobile insurance policy imposes a verbal threshold or lawsuit limitation. Under this automobile insurance policy, suits for pain and suffering are prohibited unless an injury results in:

1. Death.
2. Dismemberment.
3. Significant disfigurement or scarring.
4. Loss of a fetus.
5. Displaced fractures.
6. A permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement. An injury is considered permanent when the body part or organ, or both, has not healed to function normally and will not heal to function normally with further medical treatment. N.J.S.A. 39:6A-8.

This limitation in filing a lawsuit to recover monetary damages does not apply if the automobile accident involves a commercial vehicle/truck, or you opted out of this limitation at the time you purchased your private, automobile-insurance policy. You may need a New Jersey truck accident attorney in New Jersey to learn if you’re an exception.

If you’ve been involved in an accident involving a commercial vehicle or truck you may be entitled to monetary compensation despite sustaining bodily injuries that are non-permanent in nature.

To determine if this exclusion pertains to your individual case, contact truck accident lawyer Dan T. Matrafajlo for a free case analysis.