Calculating Disability Benefits Using the Chart Provided Under New Jersey Workers’ Compensation System

Getting injured on the job or during the scope employment qualifies you for workers’ compensation benefits. However, due to the various factors involved, calculating the exact cost of coverage can be tricky.  This is why the New Jersey Workers’ Compensation statutes have designed a chart that details the weeks of compensation (and ultimately the damages award) to be provided to workers injured on the job for 23 specific parts of the body. 

Based on your specific injuries, your New Jersey workers’ compensation attorney will use this chart to determine how much compensation you are entitled to.

Summary of Compensation for the 23 Different Body Parts

 Below is a summary of workers’ compensation for the 23 different body parts listed in the chart under subsection C of N.J.S.A. 34:15-37:

Loss of or Injured Body Part

Weeks of Compensation Awarded

Loss of thumb

75 weeks

Loss of first finger

50 weeks

Loss of second finger

40 weeks

Loss of third finger

30 weeks

Loss of fourth finger

20 weeks

Loss of great toe

40 weeks

Loss of other toes

15 weeks

Loss of hand, or thumb & first finger & second finger on one hand OR 4 fingers on one hand

245 weeks of compensation

Loss of arm

330 weeks

Loss of foot

230 weeks

Loss of leg

315 weeks

For any of the above losses, if you lose only a percentage of loss in that particular body part, you get that percentage of your week’s salary. However, if you lose the entire body party, you get the full amount of weeks allotted.

Loss of or Injured Body PartWeeks of Compensation Awarded
Loss of first section of thumb or any finger For the loss of your first phalange, or the space from the tip of your finger to the first joint), you get compensation for ¼ of the specific finger (based on # 1-5 above). Any portion thereof gets reduced accordingly. 
Loss of second section of any finger For the loss of any second phalange, or tip of your finger to the second joint, you will be entitled to compensation for the entire finger specified above
Loss of first section of any toe If you lose the first phalange of any of your toes, you will be entitled to compensation for half of the period of time specified above
Loss of second section of toe If you lose the second phalange of any of your toes, you will be entitled to compensation for the loss of the entire toe, as specific above
Loss of vision of an eye If you lose complete vision in one eye, you will be entitled to compensation for 200 weeks of pay. Each eye is compensated separately, in that you can get compensation up to 400 weeks if you lose sight in both eyes
Loss of enucleation of an eye If your eye is enucleated, or is removed out of the socket due to a work related injury or illness, you get the compensation awarded under section 16 (200 weeks) plus an additional 25 weeks
Loss of a natural tooth 4 weeks of compensation for the loss of each natural tooth
Loss of hearing in one earLoss of hearing in one ear, you are entitled to 60 weeks of compensation. Loss of hearing in both ears by one accident, you are entitled to 200 weeks of compensation
Loss of both hands/arms, both feet, both eyes For the loss of any of these     limbs due to one accident, you are entitled to total and permanent disability
Amputation  Amputation between the elbow and wrist, you will be entitled to compensation equivalent to loss of a hand, as described above. Amputation at your elbow entitles you to compensation for the loss of an arm. Amputation between your knees and ankles entitles you to compensation for the loss of the foot and amputation at the knee entitles you to compensation for the loss of the leg, as described above.
Lesser or other cases involving permanent loss  60 weeks or a portion thereof depending on the percentage of loss

Call a New Jersey Workers Compensation Attorney

For more information about the amount of compensation that you are entitled to based on injury to a specific body part or for general information regarding filing a workers’ compensation claim in New Jersey, call Beninato & Matrafajlo Attorneys at Law, LLC at 908-248-4404.

We will schedule a complimentary consultation with one of our experienced New Jersey workman’s compensation lawyers to provide you with the information you need and assist you in getting the maximum benefits to which you are entitled.

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