Insurance

New Jersey is one of 12 states that have no-fault insurance. This means all parties involved in a motor vehicle accident must file claims and seek compensation from their own car insurance carrier, regardless of who is at fault. You do not need to prove fault or establish negligence to seek no-fault insurance benefits. However,… Continue reading The Largest Benefit of No-Fault Insurance

Getting injured in an accident not only causes physical, but it can also have significant emotional and mental impact on all aspects of your life. While it may be relatively easier to determine the value of the physical injuries based on the medical bills, placing a value on the pain and suffering the accident-related injuries… Continue reading How Insurance Adjusters Value Pain and Suffering

Regardless of how badly you are injured or the amount of evidence to prove you were negligent free in causing the accident, the other party’s insurance carrier will generally take all steps necessary to try to settle your claim for as little as possible. To make sure you get the full compensation that you deserve,… Continue reading How Insurance Adjusters Handle Personal Injury Claims

Read or listen to any news report, and you’re likely to gleam that New Jersey legislators are on a mission to raise your automobile insurance policy rates. The New Jersey State Senate just moved forward with nine separate insurance reform bills. But, frankly, the changes can’t come soon enough for law firms that represent auto… Continue reading What You Need to Know about New Auto Insurance Reform Bills

“An ounce of prevention is worth a pound of cure.” Historians dispute whether the Ben Franklin axion refers to health or fire safety. In this case, it surely applies to auto insurance PIP coverage. A new Supreme Court ruling stands to hurt the pockets of many car accident victims. The dollar amounts could be off… Continue reading You Need to Max Your Auto Insurance PIP Coverage in New Jersey Right Now!

You’ve just been in a car accident caused by another driver. You’ve been hurt. Shortly afterward, you get a call from the other driver’s insurance company. What should you do?  In your mind, liability is absolutely clear.  So, should you talk to the at-fault driver’s insurance adjuster?  After all, maybe it will speed up the… Continue reading Should You Talk to the At-Fault Driver’s Insurance Adjuster?

In our final installment on car insurance, our focus is on NJ’s auto insurance threshold law. As a part of tort reform, the state legislature enacted particular requirements when it comes to suing for injuries that occurred as a result of motor vehicle accidents. In particular, your choices on your automobile insurance coverage dictate when… Continue reading What You Need to Know about NJ’s Auto Insurance Threshold Law

No doubt, the title of our first in our series on automobile insurance has you curious. After all, you’re fairly certain that car insurance in New Jersey is far more than a dollar a day. Although such a plan does exist, it offers scant protection. Truth be told, most people cannot even opt for a… Continue reading Part One in a Series: A Dollar a Day Automobile Insurance Policies

Maybe you don’t even have a car or a driver’s license. So, what exactly happens if you’re a passenger in a car crash? Who pays your medical bills? You might be surprised. Your first reaction might be instinctive. Surely the person who caused the accident is responsible to pay for your doctors’ bills. Okay, maybe… Continue reading Passenger in a Car Crash? Who Pays Your Medical Bills?

Talk to most hard workers and they will tell you that there is absolutely nothing casual about the tediousness aspects of their tasks. Why therefore are casual workers not entitled to workers’ comp benefits? Do you even know what the term means as far as the law? Is the concept the same as an occasional… Continue reading Casual Workers not entitled to Workers’ Comp Benefits