The Largest Benefit of No-Fault Insurance
New Jersey is one of 12 states that have no-fault insurance. This means all parties involved in a motor vehicle accident must file claims and seek compensation from their own car insurance carrier, regardless of who is at fault. You do not need to prove fault or establish negligence to seek no-fault insurance benefits. However,… Continue reading The Largest Benefit of No-Fault Insurance
How Insurance Adjusters Value Pain and Suffering
Getting injured in an accident not only causes physical, but it can also have significant emotional and mental impact on all aspects of your life. While it may be relatively easier to determine the value of the physical injuries based on the medical bills, placing a value on the pain and suffering the accident-related injuries… Continue reading How Insurance Adjusters Value Pain and Suffering
How Insurance Adjusters Handle Personal Injury Claims
Regardless of how badly you are injured or the amount of evidence to prove you were negligent free in causing the accident, the other party’s insurance carrier will generally take all steps necessary to try to settle your claim for as little as possible. To make sure you get the full compensation that you deserve,… Continue reading How Insurance Adjusters Handle Personal Injury Claims
What You Need to Know about New Auto Insurance Reform Bills
Read or listen to any news report, and you’re likely to gleam that New Jersey legislators are on a mission to raise your automobile insurance policy rates. The New Jersey State Senate just moved forward with nine separate insurance reform bills. But, frankly, the changes can’t come soon enough for law firms that represent auto… Continue reading What You Need to Know about New Auto Insurance Reform Bills
You Need to Max Your Auto Insurance PIP Coverage in New Jersey Right Now!
“An ounce of prevention is worth a pound of cure.” Historians dispute whether the Ben Franklin axion refers to health or fire safety. In this case, it surely applies to auto insurance PIP coverage. A new Supreme Court ruling stands to hurt the pockets of many car accident victims. The dollar amounts could be off… Continue reading You Need to Max Your Auto Insurance PIP Coverage in New Jersey Right Now!
Should You Talk to the At-Fault Driver’s Insurance Adjuster?
You’ve just been in a car accident caused by another driver. You’ve been hurt. Shortly afterward, you get a call from the other driver’s insurance company. What should you do? In your mind, liability is absolutely clear. So, should you talk to the at-fault driver’s insurance adjuster? After all, maybe it will speed up the… Continue reading Should You Talk to the At-Fault Driver’s Insurance Adjuster?
What You Need to Know about NJ’s Auto Insurance Threshold Law
In our final installment on car insurance, our focus is on NJ’s auto insurance threshold law. As a part of tort reform, the state legislature enacted particular requirements when it comes to suing for injuries that occurred as a result of motor vehicle accidents. In particular, your choices on your automobile insurance coverage dictate when… Continue reading What You Need to Know about NJ’s Auto Insurance Threshold Law
HIPPA Regulations and Workers’ Compensation
If you have received medical treatment, you have most likely acknowledged receipt of documentation involving HIPAA regulations. What exactly does this mean? Additionally, are there different standards for HIPAA regulations and workers’ compensation claims? What is HIPAA? The acronym HIPAA stands for the Health Insurance Portability and Accountability Act of 1996. The purpose of the… Continue reading HIPPA Regulations and Workers’ Compensation
3 Ways Insurance Adjusters Delay Settlement of Personal Injury Claims
It is common practice for insurance company adjusters to engage in almost any tactic to delay or prevent the settlement of personal injury claims assigned to them. However, an experienced New Jersey personal injury attorney will be able to identify these delay tactics and take certain measures to properly deal with it and further settlement… Continue reading 3 Ways Insurance Adjusters Delay Settlement of Personal Injury Claims
Uninsured Motorist Accident: FAQ
An auto accident involving an under insured motorist is often more complex than one involving fully insured drivers. If you have been injured in an accident involving a driver with little or no insurance, you can seek compensation through your own uninsured / under insured motorist coverage. However, as an New Jersey injury lawyer cautions,… Continue reading Uninsured Motorist Accident: FAQ
