New Jersey Workers’ Compensation Coverage Overview
New Jersey’s workers’ compensation system can be confusing and overwhelming for many people. If you or a loved one has been injured while on the job, you may be entitled to receive compensation under New Jersey’s Workers’ Compensation Laws. To ensure that you get the maximum compensation to which you are entitled for your workplace injuries, you should hire a New Jersey workers’ compensation lawyer.
New Jersey Workers’ Compensation Laws
New Jersey law requires employers to carry workers’ compensation insurance to cover employees injured on the job. New Jersey Workers’ Compensation law is designed to ensure that employees who are injured or disabled while on the job are provided with fixed monetary awards, eliminating the need for litigation. These laws also provide benefits for dependents of workers who are killed as a result of work-related accidents or illnesses.
The New Jersey workers’ compensation program covers almost every employee, regardless of the size of the employer. Workers’ compensation benefits do not provide a large, sweeping award for pain and suffering. Instead, it covers the basic necessities, including:
- Medical expenses
- A portion of lost wages
- Income following full or partial disability
What To Do When Injured On the Job
One of the first steps that you need to take when injured on the job is to notify your employer. Once you have provided adequate notice, you should hire a New Jersey workers’ compensation lawyer to help you file a claim and get you just compensation for your workplace injuries.
If your employer refuses or fails to notify its insurance carrier, your New Jersey workers’ compensation lawyer will contact the insurance company directly or file a claim with the New Jersey Division of Labor.
Once the claim if filed, your employer will either pay you the appropriate compensation or it will contest the claim. Your lawyer will help you fight for the benefits that you deserve if your employer fails to compensate you.
For more information about your rights to workers’ compensation when you are injured on the job, call New Jersey workers’ compensation lawyer Dan Matrafajlo at (908) 248-4404.